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Personal Finance · Multicolour - Template 93

The Ultimate Budget, Multicolour

Enter every payment once. A whole budget year fills itself in.

Instant download

Microsoft Excel◆Google Sheets◆.xlsx files

Add every payday, bill, subscription, debt payment and saving once, pick how often it happens, and it lands on its dates across all twelve months. Your monthly budgets, the paycheck view, the bill calendar and the dashboards fill themselves in. Nine frequencies from one-off to weekly, every two or four weeks, monthly, quarterly and yearly, with start and end dates. Past payments mark themselves paid and a Changes table skips, moves or re-prices any single one. Choose carried over or zero-based budgeting, and start your budget year in any month. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.

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What's inside · 29 tabs

  • Start Here, Easy Setup & Bank Accounts - set the year, your categories, your people and your accounts
  • Recurring, Payments & Variable - enter each payment once with its frequency and dates
  • Dashboard, Annual Totals, Calendar & Paycheck - the year at a glance, by day and by pay period
  • 12 Monthly Tabs - JAN to DEC, and your budget year can start in any month
  • 50-30-20 & Distribution - see how your spending splits
  • Sinking Funds & Debt Calculator - fund cards, and a payoff plan with your debt free date
  • Net Worth & Investment Forecast - assets and liabilities, and a growth forecast
  • No-Spend Challenge - no-spend days on twelve mini calendars

In Motion

Set it once, it lands on every date.

Enter a payment once and the twelve monthly tabs, the calendar, the paycheck view and the dashboards all pick it up.

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