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Personal Finance · Debt - Template 99

Debt Payoff Tracker

Pick Snowball, Avalanche or your own order, and see your debt free date.

Instant download

Microsoft Excel◆Google Sheets◆.xlsx files

Build your personal debt payoff plan in minutes. Add and track up to 50 debts, pick the Snowball, Avalanche or Custom payoff method, and see the month you could be debt free. Log what you really pay and the plan updates from your real balances. Pay more to any debt in any month and see how much interest you save against paying the minimums only. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.

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What's inside · 7 tabs

  • Start Here, Enter Info & Settings - your debts, balances, minimums and rates, plus currency and colour theme
  • Debts - pick a month and see Planned, Actual, Left and Balance with a progress bar
  • Month Totals - the totals for every month of your plan, up to 10 years ahead
  • Debt Breakdown - a ring chart, and any two debts compared month by month
  • Log - up to 600 payments, interest, fees and new spending

In Motion

Log what you pay, the plan resets from real balances.

Pay extra to any debt in any month and the dates, the interest and the debt free date all move.

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