SagePenny Studio — Digital Templates

Calm tools for your money & your milestones.

Beautifully designed templates for Excel & Google Sheets — and now OneNote. No formulas to write, nothing to install — download, open, and breathe out.

Instant download Excel + Google Sheets Any currency

Savings Challenge Tracker dashboard Budget Planner monthly dashboard Debt Payoff Tracker dashboard The collection — 08 templates

The SagePenny Way

Spreadsheets, without the spreadsheet feeling.

Most templates look like homework. Ours feel like stationery — soft palettes, considered type, and dashboards that do the maths so you never touch a formula.

i.

Zero formulas to write

Type your numbers in one simple log — every dashboard, chart and progress bar updates itself.

ii.

Excel and Google Sheets

One file, both platforms. Open it in Excel, or upload to Google Drive and it just works.

iii.

Sample data included

Every template arrives filled in so you can see it working — then clear it and make it yours.

iv.

Any currency, one click

Designed in the UK with £, but switch to $, €, or anything else in a single click.

SagePenny Studio shop icon

About the Studio

Money tools that feel like a deep breath.

SagePenny Studio began with a simple idea: the tools you use to manage your money — or plan the biggest day of your life — shouldn't make you anxious. They should feel calm, clear and a little bit beautiful.

Every template is designed from scratch in the UK: its own layout, its own palette, its own purpose. No re-skins, no clutter — just considered design that makes you actually want to open the file.

— SagePenny Studio

Questions, Answered

Before you download

How does the download work? +
Every template is an instant digital download — you receive the .xlsx file immediately after purchase through Etsy. No physical item is shipped, and there's nothing to install.
Do they really work in Google Sheets? +
Yes. Upload the .xlsx file to Google Drive, open it with Google Sheets, and everything — dashboards, dropdowns, progress bars — works. Each template includes a 2-minute Start Here guide that walks you through it.
I'm not in the UK — can I change the currency? +
Absolutely. Sample data shows £, but one click switches the whole template to $, €, or any other currency. The instructions are in every template's Start Here tab.
Do I need to know any formulas? +
No — that's the whole point. You only ever type into simple, clearly marked cells. All the calculations, charts and dashboards are built in and update automatically.
How does the OneNote binder work? +
The Home Management Binder is a OneNote notebook package (.onepkg). Open it with the free OneNote desktop app (File > Open) and the whole binder imports in seconds — then it syncs automatically to the OneNote app on your phone and tablet. A free Microsoft account is all you need.
Can I get a refund? +
Because the templates are digital files delivered instantly, refunds aren't offered — but if anything isn't working, message the shop on Etsy and we'll make it right.
Can I share the file with a friend? +
Templates are licensed for personal use — one purchase per household, please. They're priced fairly so everyone can have their own. Sharing links instead is very welcome!