SagePenny Studio - Digital Templates
Calm tools for your money & your milestones.
Beautifully designed templates for Excel & Google Sheets - and now OneNote. No formulas to write, nothing to install - download, open, and breathe out.
Instant download◆ Excel + Google Sheets◆ Any currency
Every template is designed from scratch in the UK - its own layout, its own palette. If anything isn’t working, message the shop and we’ll make it right. - SagePenny Studio
The Collection
103 templates,
each one considered.
Every template is designed from scratch - its own layout, its own palette, the same calm.
Productivity
To-Do List
One to-do list for Excel and Google Sheets that plans your day for you. Type a task once, with a date and a start and end time, and the Daily Planner, the Monthly Calendar and the Annual Calendar fill themselves in, while six counters and four charts show how you are getting on. Tick a task to strike it through, spot schedule conflicts in red, and keep a brain dump of ideas with no date. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Health & Fitness
Weight Loss & Fitness Tracker
Plan, track and reach your weight loss and fitness goals in one spreadsheet. Log a weigh-in each week and it works out your BMI, your pace, your calories per day and your progress, with a dashboard, charts, a workout planner, a habit tracker, a meal planner and a grocery list that fills itself from your meals. Choose kg, lbs, or stones and pounds once. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Small Business · Projects
Multi Project Manager
Run every client, project and task from one spreadsheet. Type your clients, projects, tasks and budget lines once, and the workbook builds the dashboard, a 52 week Gantt chart, a Kanban board and monthly and yearly calendars for you. Room for 30 clients, 40 projects, 150 tasks and 150 budget lines, with up to 12 team members. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Savings
Savings Tracker
Track up to 15 savings goals and sinking funds on one page. Type a goal, log what you put aside, and the spreadsheet works out how much you have saved, how much is left, how many months to go and the date you will get there, with a progress ring for every goal. Pick the goal from a dropdown when you log a contribution and every table updates. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Family · Co-Parenting
Co-Parenting Planner
Keep custody calendars, school days, shared costs and child maintenance in one planner. Pick a rotation once, such as a 2-2-3 split, alternate weeks or alternate weekends, and the whole year fills itself in, with school terms, bank holidays, handovers and clashes worked out for you. Room for five children and eight guardians, each guardian in their own colour. Built for separated and divorced parents in the UK, with GBP and UK dates, and any currency you like. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Debt
Debt Payoff Tracker
Build your personal debt payoff plan in minutes. Add and track up to 50 debts, pick the Snowball, Avalanche or Custom payoff method, and see the month you could be debt free. Log what you really pay and the plan updates from your real balances. Pay more to any debt in any month and see how much interest you save against paying the minimums only. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Couples & Family
Couples & Family Budget
Managing money together? Add every payday, bill, subscription, debt payment and saving once, choose who pays and whether it is split, and the spreadsheet lists every payment on its date, shares the bills between you and shows who owes whom. Dashboards for the month, your paycheck, the year and each partner fill themselves in. A debt payoff planner with four methods, savings funds, a 50-30-20 dashboard and a net worth tracker are built in. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Travel · Trip Planner
Ultimate Travel Planner
Planning a trip? The Ultimate Travel Planner puts the whole journey in one spreadsheet. Add your bookings and the places you want to see once, and they fill your day by day itinerary, your travel budget, your bookings calendar and your trip overview. Plan one country or several, in any home currency, and reuse it for every trip. A packing list, checklist, split expenses, a colour-coded world map and a vacation savings tracker are built in. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Paycheck Budget
Paycheck Budget +
Budget every paycheck on its own tab. Paycheck Budget + gives you a colourful planned versus actual budget for income, savings, bills, expenses and debt, plus a bill calendar, sinking funds and a debt payoff tracker, all in one file and all filled in from a single Log. Type each transaction once and every total lands on the right tab. Duplicate a Budget tab for every new paycheck, type its start and end date and it fills itself in. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Bi-weekly
Premium Bi-weekly Budget
Paid every two weeks or twice a month? Add every payday, bill, subscription, debt payment and saving once, pick how often it happens, and it lands on the right pay period, even a monthly bill inside a fortnightly budget. Type your first pay date once and all 26 pay period tabs, their dates and their titles follow. Split it between up to six people, switch between carried over and zero-based budgeting, and use the sinking funds, debt calculator, net worth and investment forecast built in. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Dusk Blue
Annual Budget, Dusk Blue
Add every payday, bill, subscription, debt payment and saving once, pick how often it happens, and it lands on its dates across your whole budget year. Your twelve monthly budgets, the paycheck view, the bill calendar and the dashboards fill themselves in. Split it between up to six people, see who earns and who spends what, and switch between carried over and zero-based budgeting at any time. Sinking funds, a debt calculator, net worth, an investment forecast and a no-spend challenge are built in. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Multicolour
The Ultimate Budget, Multicolour
Add every payday, bill, subscription, debt payment and saving once, pick how often it happens, and it lands on its dates across all twelve months. Your monthly budgets, the paycheck view, the bill calendar and the dashboards fill themselves in. Nine frequencies from one-off to weekly, every two or four weeks, monthly, quarterly and yearly, with start and end dates. Past payments mark themselves paid and a Changes table skips, moves or re-prices any single one. Choose carried over or zero-based budgeting, and start your budget year in any month. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance · Dark Mode
Simple Budget, Dark Mode
Budgeting made simple, in dark mode. Your income, bills, expenses, debt and savings sit on a single colour-coded dashboard that adds up automatically, so you always see what is left to spend. Budget by paycheck, weekly, biweekly or monthly. Tick off bills, debt and savings as you pay, catch every recurring charge with monthly and yearly subscription totals, and change the currency symbol once so the totals follow. A full dark theme runs through every tab and every chart. It opens in Excel and in Google Sheets from the same download, with a blank copy, a filled-in example and a setup guide.
Productivity · Dark Mode
Smart Habit Tracker, Dark Mode
Build habits, watch your streaks grow and see how your routines are really going on one dark, easy-on-the-eyes dashboard. Track up to thirty daily habits and fifteen weekly ones, choose any month and year from a dropdown and every day header, week and chart rebuilds. See your current and longest streak for each habit, a daily percentage chart, an overall progress ring, a colour-coded weekly overview and ranked top lists. Set your own goal for each habit and mark it Active, Focus or Paused. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Productivity · Light Mode
ADHD Life Planner, Light Mode
A long to-do list makes some brains freeze. This ADHD Life Planner starts with what you can actually do right now: tell Settings your energy, your minutes and where you are, and the Focus Compass sorts your tasks into Now, Next and Later, each with its own first tiny step. Around it sit twenty linked tabs for tasks, routines, goals, habits, money, meals, fitness and water, all in one calm multicolour pastel light workbook. Update a task once and every calendar and dashboard follows. It opens in Excel and in Google Sheets from the same download, with a blank copy and a filled-in example.
Personal Finance
Income and Expense Tracker
See exactly where your money goes. Paste the rows from your bank statement into one transaction log, pick a sub-category for each, and your 12 monthly tabs, dashboard, annual totals and bill calendar fill themselves in. Every line on every monthly tab is compared with the month before, so overspending shows up at a glance. Choose Carried over, where what you did not spend moves into next month, or Zero-based, where every month starts from zero. Sinking funds, a debt calculator with Avalanche and Snowball, net worth and a no-spend challenge are built in. It opens in Excel and in Google Sheets from the same download, with a blank copy and a year of sample data.
Productivity · Dark Mode
Dark Mode Project Planner
One task list, sixteen tabs, dark from edge to edge. Type your projects and your tasks once and the dashboard, both calendars, the Kanban board, the Gantt chart and the whole budget fill themselves in. Cost the work line by line - hours times rate, units times unit price, travel and equipment - and the Profit Summary rolls every project into one portfolio with a blended margin and a red, amber or green verdict on each. Recurring tasks with nine frequencies write out every occurrence for you, and the decision matrix is worked out rather than ticked by hand. It opens in Excel and in Google Sheets from the same download, with a worked sample and a blank copy.
Bundle · Small Business
Small Business Bundle
Four complete workbooks for Microsoft Excel and Google Sheets, 54 tabs between them, in one download: Small Business Bookkeeping, the Small Business CRM and Client Tracker, the Product Pricing Calculator and the Project Manager and Task Tracker. Each one works out its own dashboards and totals as you type, with no subscription. The bookkeeping workbook and the pricing calculator come as a blank copy and a sample copy; the CRM and the project manager are one file each, with example rows you clear before you start. The four are separate workbooks, so use any one or all of them.
Bundle · Home & Life
Home & Life Bundle
Money, the week, what to eat and what to read. Four complete spreadsheets for Microsoft Excel and Google Sheets, 66 tabs between them: the Family and Couples Budget, the Weekly Planner and Task Tracker, the Book Reading Tracker and the Ultimate Meal Planning System. Each one fills in its own charts and totals as you type, with no subscription, and each comes with a blank copy for your own data and a sample copy filled with an example. The four are separate files that do not share data, so you can start with whichever one you need first.
Money · Family
Family Budget
Add your regular pay, bills, debts, savings and transfers once, choose from eight frequencies, and they land on their dates across the whole year. Your twelve monthly budgets, paycheck view, annual dashboards and calendar then fill themselves in from your transactions. Start your budget year in any month, roll each month's balance over or start at zero, and split the money across up to nine people or shared pots. Savings funds, a debt payoff planner with Snowball or Avalanche, a 50/30/20 split, net worth and account balances complete it. You get a blank workbook and a sample workbook filled with an example family.
Productivity · Dark Mode
Dark Mode Life Planner
Pick a month on the dashboard and your money, tasks and water intake fill themselves in, while both calendars pull in your bills, subscriptions, debts, birthdays, goal steps, tasks and workouts on the right dates. Nineteen tabs cover finance, organisation and wellness: a budget with a spending coach, savings goals, a debt calculator with Snowball, Avalanche or your own order, goals, time blocking, tasks, habits, chores, fitness, a meal planner with a grocery list that builds itself, hydration and weight. Every figure and chart is a formula reading your own tables. You get a blank workbook and a sample workbook filled with example data.
Health & Fitness
Workout Planner
Set a start date, build your exercise library once, then plan each day from dropdowns and tick off every exercise as you go. The Workout Calendar shows six weeks at a glance, with planned, completed and rest days, a monthly progress ring, a muscle group chart and weekly progress bars, all updating as you tick. Each day card holds up to three muscle groups, fifteen exercise rows and five cardio rows, and each week prints on one landscape page. For the gym, home workouts, running, pilates, yoga and more. Built for Excel 2016 and later; it also opens in Google Sheets, where you type exercise names instead of picking them. Not medical or fitness advice.
Small Business · Makers
Pricing Calculator
Add your materials, labour and running costs once, pick how you want to set your price, and this pricing calculator works out your selling price, discount, tax, real profit and margin for you. There are five ways to set a price, from a markup rate to a final price after discount and taxes, and every figure updates when you switch. Then log your sales, watch your profit on the dashboard by month and by sales channel, and see when to reorder materials. Made for handmade sellers, small shops and makers pricing physical products. You get a blank workbook and a sample workbook filled with a pottery studio example.
Productivity
Weekly Planner
Plan your week in one place and let the spreadsheet do the counting. Tick a box and the ring above that day fills, the completed count moves, the bar chart redraws and your weekly percentage updates itself. Type your start date once and every day name, date and heading follows it, so your week can start on any day. Habits, routines, a 600 row task log, a time log, goals, reflections and a year at a glance sit alongside it, and every dropdown list is yours to edit - nothing is password protected and no sheet is hidden. It uses no Microsoft 365 only functions, so it works in Excel 2016 and later and in Google Sheets.
Family · Money
Christmas Planner
Pick a person from the dropdown and the whole dashboard answers for them: their budget, what you have spent, what is left, how many gifts are bought and where the money went. Pick a category or a different Christmas year and everything moves again. Gifts, stockings, cards, food, plans and baking all live in thirteen linked tabs, the shopping list sorts itself by shop, by person or by budget, and the calendar fills itself in from your plans and posting dates. A Year Review keeps every Christmas side by side, so next year starts from something. Two files: a blank copy and a full sample Christmas.
Lifestyle · Reading
Book Reading Tracker
Type a book on the Reading List and your dashboard, library, shelves, calendar, series tracker, wishlist and stats all update on their own. No duplicate typing, no setup and no subscription. Every spine, shelf tile and gallery card is coloured by the book's main genre, so your shelves fill in the moment you type a book, with no internet connection and no cover images needed. Change the year on the dashboard and every card and chart follows it; rename a genre and the charts, dropdowns and shelf colours follow the new word. You get a blank workbook and a sample workbook with example books already in it.
Property
Rental Property Management
Income, expenses, mileage, property records and investment analysis in one polished workbook, without building your own formulas from scratch. Add your transactions once, then use the dashboards to review a single property or your whole portfolio by month, by year and over five years, compare properties and date ranges side by side, and see income, profit and margin worked out for you. An investment property calculator covers purchase costs, mortgage figures, cash flow, cap rate, equity and a ten year return overview. You get a sample workbook with example data and a blank one for your own portfolio. An organisational tool, not financial, tax or accounting advice.
Small Business
Bookkeeping Dashboards
Enter each transaction once, then use the linked dashboards to review a month, a quarter, a year, five years, a custom date range or three periods side by side. The same workbook keeps your VAT record with Flat Rate and Standard views, an invoice chase list, a rolling 13 week cash flow forecast and break-even pricing together, across twelve linked tabs and 39 charts. You get a blank workbook, a sample workbook filled with a worked business example, and a four page setup guide, with room for 1,600 transactions and 60 invoices.
Productivity · Dark Mode
ADHD Life Planner
Most planners push a long to-do list. This one starts with what you actually have. Tell it your energy level, your available time and where you are, and the Focus Compass gives you realistic tasks and the exact first step for each - and if nothing fits, it says so. Tasks, routines, goals, habits, budget, debt payoff, savings, meals, fitness and hydration all live in one dark mode workbook, where one master task table feeds every calendar, dashboard and weekly view. Two workbooks, one filled in and one blank, with 20 linked tabs, 17 charts and a setup guide.
Lifestyle
Meal Planning System
Most meal planners just give you an empty grid. This workbook does the maths for you. Pick your meals from a dropdown and the ingredients scale to your serving size. The weekly shopping list combines everything across all your meals, takes off what is already in your fridge, freezer and pantry, and leaves you with the exact items you need to buy. Add a meal once to the library and pick it anywhere - the weekly plan, the monthly plan, the recipe card and the shopping list. Two workbooks, one filled with a full example week and one empty, plus a four page setup guide. A planning tool, not medical or dietary advice.
Student
Assignment Tracker
A deadline list tells you when something is due. This one tells you when to start. Type a due date and the workbook works backwards from how many hours the piece takes and how many hours you actually have, to the date you need to open the document - and anything you are already behind on says so, in days. It also ranks your work with a priority score out of 100, built from how soon it is due, what it is worth against your year and how long it will take, with the weights yours to change. Two workbooks, one with a full example term and one empty, plus a five page setup guide.
Small Business · Beauty
Beauty Studio Planner
Most salon spreadsheets tell you what you earned. This one tells you what to do next. Set your target and your opening hours and the dashboard works out how many more visits it takes, how many hours of chair time that needs, and how much you have left before the month runs out - and if the answer is no, it says no. Sales, payments and invoices are kept separate, so a booking never becomes income by accident and you can see what has been billed but not banked. You get a filled sample copy, a blank copy and a setup PDF. Built and tested in Microsoft Excel; it is not designed for Google Sheets.
Productivity
Project Manager
Most project trackers hand you a Gantt chart and a board and leave you to keep both up to date by hand. This one asks you to type in one place. Change a status and the card moves itself on the Kanban board; set a due date and the Gantt, the decision matrix, both calendars, the workload and the dashboard all know about it. Recurring tasks schedule themselves across eight frequencies, month end dates included, and progress is weighted by working days rather than by counting tasks. One file opens in Excel 2016 and later and in Google Sheets, with no add ons and no macros.
Small Business
Client Profit CRM
Most client trackers can tell you what you invoiced. This one tells you what each client is actually paying you per hour, after the time you never got to bill. Log your hours and your invoices and the workbook works out a real effective hourly rate per client, then tells you the rate you need to charge to hit your own target and names the clients you are quietly subsidising. Clients, conversations, follow ups, pipeline, tasks, invoices, retainers and a full money ledger sit in the same file, with 20 charts and a one cell currency switch. Sample data is included, and it clears in one pass.
Tax · Construction
CIS Tax Tracker
If you are a self-employed CIS subcontractor, 20 or 30 per cent comes off every payment, with no account taken of your personal allowance or your expenses. This spreadsheet keeps the records that make the year-end reclaim straightforward, and does the arithmetic in front of you. It checks your contractor's sums and flags any statement where the deduction does not match, keeps materials out of the labour, and gives you a real year-end figure with the personal allowance taper, the income tax bands and Class 4 National Insurance - and it will tell you plainly if you still owe. It is a record keeping and estimating tool, not HMRC software or tax advice.
Home
Home Inventory Tracker
Most home inventories are a list of what you own. This one works out what your things would really cost to replace, puts that against the sum insured on your schedule, and tells you the gap in one number. It also finds the thing almost nobody knows about: most policies cap what they pay for any one item unless you list it separately, so it flags every item over your single article limit and gives you the list to send your insurer. It has 26 live charts and room for 300 items, and every limit and rate is yours to edit. It is a spreadsheet, not insurance advice, and it does not promise a claim will be paid.
Money · Car
Car Running Cost Tracker
Most car spreadsheets are a list of what you spent. This one counts the money that never shows up on a receipt: the value your car quietly loses while it sits on the drive, which for most cars is the single biggest line. Put in what you paid, what you think it is worth today and your fill ups, and it tells you what the car actually costs you per mile and per month. MPG is measured between full tanks from your own odometer readings, services and MOT are due by miles and by date, whichever lands first, and it runs backwards too - tell it your monthly budget and it works out the mileage that buys.
Family · Money
Maternity Leave Planner
Most baby planners stop at a shopping list. This one does the money. It applies the UK statutory maternity pay rules week by week, adds your employer's own scheme on top the right way round - the greater of the two each week, never both added together - and tells you the week your pay steps down and the week the savings run out. Then it answers the question you actually have, which is how many weeks you can afford, and it is allowed to say the whole year does not fit. Every rate is an editable, dated cell. It is an arithmetic tool, not financial, tax or legal advice.
Home
Home Buyer Planner
Every other home buying download is a checklist or a brochure. This one does the arithmetic. Put your own numbers on the Settings tab and seventeen tabs work out the month you can afford to buy, what a lender is likely to offer, what the fees will really add up to, and which of the houses you have seen is the better buy on your own criteria. The stamp duty tab is the band table itself, with four regimes filled in as an example and every cell yours to change, so it does not quietly go out of date. It comes filled in with a full worked example so you can see how it behaves before you type a thing.
Student
Student Grade Tracker
Most student planners just give you somewhere to type a letter grade. This one has a real engine behind it. Enter each assessment and what it is worth and the workbook returns your module marks, your year averages weighted by credits, and where you stand against the classification bands your own university uses. The Target Calculator then runs that arithmetic backwards and tells you the average you still need for a First, a 2:1, a 2:2 or a target you set yourself - and it is allowed to answer no, so a target already secured says so and one out of reach says that too. Deadlines, timetable, attendance, reading and a full term budget sit in the same file.
Wall Art · Printable
Vintage Landscape Prints
Twelve quiet landscape studies in pencil and pale watercolour, drawn on aged cream paper. Lone trees, drifting cloud banks, open downland, a still estuary and a scatter of botanical sketches, all in the soft sepia and warm grey that suits a farmhouse, a light academia study or any calm neutral room. Every design arrives in four print ratios, six landscape and six portrait, so there is no cropping to do and no guessing which file fits your frame. They are finished, print-ready files rather than a template, so there is no software to learn, nothing to edit and nothing to wait for.
Digital Papers · Craft
Ornate Gold Book Covers
Twenty four antique bookbinding covers, every one illuminated in bright gold ornament, and every one supplied with the spine that matches it. Deep oxblood morocco, midnight navy, forest bookcloth, blackwork, plum calfskin and dark chestnut calf, all aged and gently distressed the way a real old library book looks. Print them, trim them, wrap them around a journal, or drop them straight into a collage: they are finished as they are, and most designs keep the centre calm so you can letter your own title. A browsable catalogue PDF shows all 24 side by side, and the plain English licence lets you sell the handmade items you make with them.
Home
Home Renovation Planner
Bring your budget, rooms, contractors, orders, deadlines and snagging into one connected control centre. The dashboard gives you the big picture with live KPI cards, six charts and a project pulse, while the tables underneath handle the detailed decisions that keep a project moving. Budget control carries planned, actual, committed, contingency, forecast and variance so you always know where the money is really going, and every task, quote, order and snag is flagged the moment it slips. White cells are yours to type in and pale green cells hold the formulas, so nothing calculated ever gets typed over.
Retirement
Retirement Planner
A UK retirement income planner built around the one thing most retirement spreadsheets skip: the tax. Enter your pots, your other income and what you want retirement to cost, and the workbook works out what you can draw each year, what the taxman takes, and the age your pot runs out. It applies the personal allowance, the taper above £100,000 and the basic, higher and additional rate bands properly, and it knows a pension is not an ISA - your 25 per cent tax free cash and your already tax free savings are tracked as separate pools and drawn in the order that costs you least. Change your budget and watch the age the money runs out move.
Personal Finance
Wealth Planner
A complete wealth planner built around one question: how much do you need, and how long until you have it? Enter what comes in and what goes out on a single ledger and the workbook returns your FIRE number, your savings rate and the year you reach financial independence. This is a real FIRE engine rather than a single multiplier, so Coast FI, Lean FI, Barista FI and Fat FI are each worked out from your own numbers, and it knows the difference between spending that follows you into retirement and spending that stops. Every category even shows what it adds to your FIRE number, because a £50 a month habit needs £15,000 of capital behind it, forever.
Small Business
Inventory Tracker
Log your purchases and your sales and everything else works itself out - on-hand quantity, reserved stock, available to sell, stock value and colour-coded reorder alerts across up to 1,000 SKUs. It understands the difference between stock you hold and stock you can still sell, so an order reserves units the moment it is placed and only removes them when the parcel actually ships. The Kit Builder maps a recipe once, so completing a batch adds the finished goods and consumes the components for you. Made for makers, resellers, candle and skincare studios, craft businesses and anyone holding physical stock.
Investing
Stock & Crypto Tracker
Holdings, transactions, accounts, dividend income, watchlist, goals and a rebalancing plan, all reading the same ten connected tabs. Record a trade once and the dashboard answers with portfolio value, asset allocation, top holdings, realised and unrealised return and how you are doing against your benchmark. It covers stocks, ETFs, funds, bonds, crypto, commodities and cash across ISAs, pensions, brokerage and crypto exchange accounts, with duplicate and tie-out checks built in. Prices are yours to control - type them in Excel, or use the separate Sheets price column after importing to Google Sheets.
Productivity
Ultimate Task Tracker
Most task trackers give you a list and a board, then leave you to keep both up to date by hand. This one asks you to type in one place. Change a status and the card moves itself on the Kanban board; set a due date and the calendar, the Eisenhower matrix, both planners and the dashboard all know about it. Important and urgent are worked out from your own rules rather than ticked, all 20 charts read your real entries, and the same download opens in Microsoft Excel or in Google Sheets.
Personal Finance
Ultimate Annual Budget
Most annual budget templates are built for one app and stop at a planner and a summary. This one gives you sixteen linked tabs from a single download that opens in Microsoft Excel or in Google Sheets - plan the year once, log what you spend and earn as you go, and every dashboard, tracker and chart updates itself. Start on any date you like, mid month or mid year, and change the currency symbol for all sixteen tabs from one cell on the Start Here tab. Sample data is already in place, a blank copy is included, and an 8 page setup guide comes with it, so nothing here depends on a video staying online.
Property · Short Let
Airbnb Income Tracker
Most rental spreadsheets stop at money in and money out. This one also tracks the nights you had available, so it can show you real occupancy, your average nightly rate and RevPAR for every property, every month. Log a booking once and sixteen linked tabs do the rest, from the changeover cost per night to the mileage claim and the tax year summary. Built for Airbnb, Vrbo, Booking.com and direct bookings, for one property or up to twelve, in the same file year after year.
Wall Art · Printable
Wall Art Bundle
Bring a whole gallery of original printable art into your home, without scrolling through the same few designs again and again. This bundle holds 1,017 original wall-art designs across 12 curated collections: organic abstract, line art, boho, botanical, flower market, naturalist plates, retro travel, typography, geometric modernism, mid-century abstract, ink and woodblock, and animal art. Every design comes as four ready-to-print JPG files, in 2:3, 4:5, 5:7 and ISO, so whatever frames you already own, one of them fits. A 73-page visual catalogue comes with it, so you can browse the whole collection and find the print you want in seconds rather than opening folder after folder.
Money · Subscriptions
Subscription Tracker
Every subscription and recurring bill in one place, with the annual cost worked out for you from the billing cycle. Log a service once and the dashboard totals your monthly and yearly spend, splits it by category, and shows how much the quiet price rises have cost you since you started tracking. Flag the ones that are not earning their keep, tick them off on the Cancel and Save tab, and watch the savings total climb. A calm cream, petrol blue and marigold workbook that pays for itself the first month you cancel one thing.
iPad & Goodnotes
ADHD Digital Planner
173 hyperlinked pages built around real ADHD and executive-function strategies. Plan your day, clear a brain dump, map your energy and use a dopamine menu, all from a one-tap Home Hub. Undated, reusable and supplied in 6 calm colour themes.
Wedding & Spreadsheet
Ultimate Wedding Planner
27 connected tabs and 3 automated dashboards covering your budget, guest list, seating plan, vendors, venue, timeline and honeymoon. Plus 6 tabs most planners leave out and a 44-page bonus printable checklist. Excel and Google Sheets. Instant download.
Small Business & Spreadsheet
Resale Command Centre
13 connected tabs to track sourcing, stock age, multi-platform listings, true profit after fees and payout reconciliation. A live dashboard flags aged stock and stale listings before they become a death pile. Excel and Google Sheets. Instant download.
Small Business & Spreadsheet
Handmade Business HQ
16 connected tabs to track orders, materials, finished stock, recipes, prices, invoices, money and profit. A live dashboard keeps every ship-by date, task and stock level in view. Excel and Google Sheets. Instant download.
Money & Tax
Tax Deduction & Expense Tracker
13 connected tabs to log every expense, track mileage automatically, evidence every receipt and see your whole business year at a glance. Real two-tier mileage rates, a home office calculator that picks the bigger claim, and a 6 year trend. Excel and Google Sheets. Instant download.
Money & Printable
Editable Bill Organizer
6 editable templates to track, log and organise every bill. A Yearly Bill Payment Tracker, Monthly Bill Due-Date List, Bill Payment Log, Provider & Account Directory, Subscriptions & Renewals and an Annual Bill Summary. Word, Google Docs, Fillable PDF or print. Instant download.
Productivity · Printable
Focus Flow Workday Planner
Plan a calmer, more focused workday. One meaningful outcome, a realistic hourly time map, Focus Sprints, an Admin Window and Life Admin, plus a simple Close the Loop shutdown ritual. Printable and fillable PDF, 4 sizes. Instant download.
Small Business · Goodnotes
Digital Business Planner
93 hyperlinked templates to run your whole business - products, marketing, finance, clients and orders. 8 colour themes, undated + 2026 + 2027, 24 planners total.
Wedding & Stationery · Canva Template
Envelope Liner Frames
10 real envelope liner sizes, edit in Canva, print at home. A7 in five flap styles, A6, C6, C5 and two square sizes, so you always have the right cut ready to go. Retype every label and recolour to match your theme.
Business & Spreadsheet
Freelance Client CRM
Log a client, a project or an invoice, watch your whole business update itself. Track up to 150 clients, 200 projects with your effective hourly rate worked out automatically, and 250 invoices with days outstanding calculated for you. Zero formulas, works in Excel and Google Sheets.
Career & Spreadsheet
Job Search Dashboard
Log an application, watch your whole job search update itself. Track up to 200 applications, 50 interviews with an automatic countdown, and 50 offers compared against your own goal salary. Zero formulas, works in Excel and Google Sheets.
Career & Printable
Modern Minimalist Resume & CV Template Bundle
Land the interview with a resume that looks like you spent hours on it. 8 editable templates: 1, 2 and 3 page resumes, cover letter, thank you letter, resignation letter, references page and a bonus ATS-friendly resume. Word and Google Docs, US Letter and A4.
Pet Care & Printable
Pet Care System
Every record for every pet, finally in one place. 10 fillable and printable pages covering vaccinations, vet visits, medication, feeding and more, colour-coded for up to five pets. A5, A4 and US Letter, all included.
Homeschool & Canva Template
Field Guide Homeschool Planner
A calm, loop-scheduling homeschool planner for big families. 44 editable pages: loop schedules, multi-child learning profiles, weekly and monthly planning, attendance and record keeping. Edit in a free Canva account.
US Tax & Spreadsheet
Self Employed Tax Tracker 2026 (USA)
Know your federal tax bill all year long, not just in April. Log income and expenses and it estimates your income tax, self-employment tax and all four quarterly 1040-ES payments - every category mapped to its Schedule C line. Excel and Google Sheets.
Home & Canva Template
Family Emergency Binder Template
A fully editable Canva family emergency binder with 152 pages across 20 categories. Personal, medical, financial, passwords, final preparations, identity, family and digital legacy. Edit every word in Canva, then print, save as a PDF, or share. Instant download.
Wedding & Canva Template
Wedding Day Binder Template
A fully editable Canva wedding day binder with 100+ pages. Timelines, contacts and vendors, decor planning, floor plans and day-of checklists. Edit every word and photo in Canva, then print, save as a PDF, or share. Instant download.
Wedding & Printable
Wedding Seating Chart
An editable + printable Find Your Seat seating chart with 6 floral themes, 12 layouts and 6 print sizes. Eucalyptus, white floral, dusty blue, terracotta, blush and moody dark, by-table charts from 6 to 20 tables, a Find Your Name list and a fillable PDF. Instant download.
Money & Printable
Bill Payment Tracker
A calm landscape bills & money bundle - 19 layouts to pay on time and save with ease. Three yearly bill trackers, a budget, expense and spending logs, savings, debt payoff, subscriptions and a bill calendar. Printable + fillable, US Letter + A4 + A5. Instant download.
Wellness & Printable
Mindful Habit Tracker
A calm landscape habit-tracker bundle - 18 layouts to build a life you love. Monthly trackers, a 30-day challenge, weekly, daily routine, mood, self-care and year-in-pixels pages. Printable + fillable, US Letter + A4. Instant download.
Mindful & Printable
Let's Practice Your Printing Style
A calm 30-page printing practice workbook. Trace then write the full alphabet, 26 affirmation words, days, months and calming lines. Soft grey letters to trace, blank lines to write your own. US Letter + A4. Instant download.
Digital Papers & Craft
100 Watercolour Texture Digital Papers
100 soft watercolour texture papers in a full rainbow palette. High-res 12 x 12 inch 300 DPI JPEGs for scrapbooking, card making, junk journals and packaging. Small commercial use included. Instant download.
Websites & HTML
Small Business Website Template Bundle
9 editable one-page website templates in nine colour themes. No coding needed, fully mobile responsive, host it online for free, and includes full Master Resell Rights. Instant download.
Kitchen & Printable
Weekly Meal Planner & Grocery List
Plan the week's meals and your grocery list on one simple, minimal page. 4 layout versions, Sunday and Monday starts, A4, A5, Letter and Half sizes, printable plus a fillable PDF. Instant download.
Kids & Adults · Printable
Cozy Spooky Cuties Coloring Book
25 adorable kawaii spooky coloring pages, cute ghosts, skeletons and pumpkins in their coziest moments, with clean bold lines that are a joy to color. Cozy Halloween, screen-free fun for kids and grown-ups. Instant-download printable PDF.
Kids & Adults · Printable
Cozy Kawaii Animal Coloring Book
25 adorable kawaii animal coloring pages, baking, reading, picnics and campfires, with clean bold lines that are a joy to color. Cozy, calming, screen-free fun for kids and grown-ups. Instant-download printable PDF.
Personal Finance
Simple Budget Spreadsheet
The budget for people who want one clean page, not a 12-tab maze. Nine connected, colour-coded tabs that add up on their own - budget by paycheck, weekly, biweekly or monthly. Zero formulas to write.
iPad · Goodnotes
Digital Reading Journal
An aesthetic paper-texture reading journal for your iPad - 910 hyperlinked pages, 240 books and 240 series each with reviews, challenges and trackers. 8 colour themes and 100 covers included.
Productivity · Printable
Brain Dump & Productivity Bundle
22 editable templates to clear your head and get organised - brain dumps, to-do and task lists, priority matrices, weekly planners and more. Type into the Fillable PDF or print it, in 4 sizes, undated.
iPad · Goodnotes
Pro Digital Planner 2026 2027
The digital planner that runs your work life - calendar, weekly plan, projects, meetings and 110+ templates, synced to your pocket.
iPad · Goodnotes
Student Digital Planner 2026-2027
A fully hyperlinked iPad student planner for Goodnotes and Notability - class schedule, assignments, study planner, grades and 90+ templates, dated 2026 + 2027 and undated, 6 colour themes, 500 covers and 5000+ stickers.
iPad · Goodnotes
Digital Recipe Book for Goodnotes
A fully hyperlinked iPad cookbook for Goodnotes and Notability - 600 recipe pages, 12 clickable category tabs, 15 colour themes, 100 covers and 25,000 stickers, all a single tap away.
iPad · Goodnotes
Teacher Digital Planner 2026-2027
A fully hyperlinked iPad teacher planner for Goodnotes and Notability - lesson plans, gradebook, attendance and 100+ templates, dated 2026 + 2027, 6 colour themes, 200+ covers and 5000+ stickers.
iPad · Goodnotes
Digital Notebook for Goodnotes
A fully hyperlinked iPad notebook for Goodnotes and Notability - 12 clickable tabs, 100 templates, 10 colour themes and 4000+ stickers, all a single tap away.
Home · Printable
Editable Cleaning Schedule
Plan all your cleaning on one simple page - 7 colour-coded days plus daily, monthly, quarterly and yearly trackers. Edit in Word or Google Docs, fill in the PDF, or print it.
Personal Finance
Budget Planner & Money Tracker
Every pound, one calm dashboard. Nine tabs from bills to savings goals.
UK Tax
Self Assessment & Sole Trader Tax
Log income and expenses and watch your Self Assessment tax and National Insurance estimate themselves - categorised to your HMRC SA103 boxes, ready for 31 January.
Property
Rental Property & Landlord Tracker
Run your whole buy-to-let portfolio from one spreadsheet - value, yield, cashflow, arrears and a 5-year equity trend, all worked out for you.
Social
Content Calendar & Social Media Planner
Plan a month of content in an afternoon - posts by platform and status, a colour-coded calendar, an idea bank, a hashtag library and your reach, all in one spreadsheet.
Wedding
Wedding Budget Planner & Tracker
Your whole wedding pot at a glance - every deposit, vendor and fund.
Small Business
Bookkeeping & Profit Tracker
Profit, margin and the tax pot - automatic. No software, no monthly fees.
Savings
Savings Challenge & Sinking Funds
100-envelope, 52-week, sinking funds - saving that feels like a game you win.
Debt Free
Debt Payoff Tracker
Snowball or avalanche - the plan re-orders itself and your debt-free date races in.
Wedding
Guest List, RSVP & Seating Planner
One list runs your whole wedding - RSVPs, meals and seats count themselves.
Home · OneNote
Home Management Binder
Your whole household in one notebook - cleaning, meals, bills and every important number, synced to your pocket.
Travel
Travel Budget & Itinerary Planner
One spreadsheet for the whole trip - budget, bookings, day-by-day itinerary and packing, with a days-to-go countdown.
Personal Finance
Net Worth Tracker
Everything you own, minus everything you owe - with a chart of your wealth climbing month by month.
Fitness
Fitness & Workout Tracker
Log every workout and watch it count itself - your streak, weight trend and a calendar that lights up the days you train.
Kitchen
Meal Planner & Grocery List
Plan the week's meals once and your grocery list, spend and charts build themselves - with a calendar that lights up every night you cook.
Wellness
Habit & Goal Tracker
Tick your habits each day and watch your streaks, charts and goals build themselves - a colour grid that fills in all month.
Books
Reading Tracker & Book Log
Log a book and watch your 2026 challenge, genres, ratings and a colour-coded shelf fill themselves in - your whole reading year on one page.
The SagePenny Way
Spreadsheets, without the spreadsheet feeling.
Most templates look like homework. Ours feel like stationery - soft palettes, considered type, and dashboards that do the maths so you never touch a formula.
Zero formulas to write
Type your numbers in one simple log - every dashboard, chart and progress bar updates itself.
Excel and Google Sheets
One file, both platforms. Open it in Excel, or upload to Google Drive and it just works.
Sample data included
Every template arrives filled in so you can see it working - then clear it and make it yours.
Any currency, one click
Designed in the UK with £, but switch to $, €, or anything else in a single click.
About the Studio
Money tools that feel like a deep breath.
SagePenny Studio began with a simple idea: the tools you use to manage your money - or plan the biggest day of your life - shouldn't make you anxious. They should feel calm, clear and a little bit beautiful.
Every template is designed from scratch in the UK: its own layout, its own palette, its own purpose. No re-skins, no clutter - just considered design that makes you actually want to open the file.
- SagePenny Studio
Questions, Answered