SagePenny Studio — Digital Templates
Calm tools for your money & your milestones.
Beautifully designed templates for Excel & Google Sheets — and now OneNote. No formulas to write, nothing to install — download, open, and breathe out.
Instant download◆ Excel + Google Sheets◆ Any currency
The Collection
Eight templates,
each one considered.
Every template is designed from scratch — its own layout, its own palette, the same calm.

Personal Finance
Budget Planner & Money Tracker
Every pound, one calm dashboard. Nine tabs from bills to savings goals.

Wedding
Wedding Budget Planner & Tracker
Your whole wedding pot at a glance — every deposit, vendor and fund.

Small Business
Bookkeeping & Profit Tracker
Profit, margin and the tax pot — automatic. No software, no monthly fees.

Savings
Savings Challenge & Sinking Funds
100-envelope, 52-week, sinking funds — saving that feels like a game you win.

Debt Free
Debt Payoff Tracker
Snowball or avalanche — the plan re-orders itself and your debt-free date races in.

Wedding
Guest List, RSVP & Seating Planner
One list runs your whole wedding — RSVPs, meals and seats count themselves.

Home · OneNote
Home Management Binder
Your whole household in one notebook — cleaning, meals, bills and every important number, synced to your pocket.

Travel
Travel Budget & Itinerary Planner
One spreadsheet for the whole trip — budget, bookings, day-by-day itinerary and packing, with a days-to-go countdown.
The SagePenny Way
Spreadsheets, without the spreadsheet feeling.
Most templates look like homework. Ours feel like stationery — soft palettes, considered type, and dashboards that do the maths so you never touch a formula.
Zero formulas to write
Type your numbers in one simple log — every dashboard, chart and progress bar updates itself.
Excel and Google Sheets
One file, both platforms. Open it in Excel, or upload to Google Drive and it just works.
Sample data included
Every template arrives filled in so you can see it working — then clear it and make it yours.
Any currency, one click
Designed in the UK with £, but switch to $, €, or anything else in a single click.
About the Studio
Money tools that feel like a deep breath.
SagePenny Studio began with a simple idea: the tools you use to manage your money — or plan the biggest day of your life — shouldn't make you anxious. They should feel calm, clear and a little bit beautiful.
Every template is designed from scratch in the UK: its own layout, its own palette, its own purpose. No re-skins, no clutter — just considered design that makes you actually want to open the file.
— SagePenny Studio
Questions, Answered